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Specialist folding bike insurance through Cycleplan
Riding a folding bike is the perfect way to enjoy cycling with the added bonus of being able to fold up and store your bike wherever you go.
Either pedal to your local train station or bus stop from home, fold it up and get on – or if rush hour is unbearably busy – just cycle to work directly! As useful as they are, folding bikes can be expensive and risks associated with riding them remain the same as a standard road bike, so you may want to consider protecting yours and its accessories with specialist folding bike insurance.
Why choose Cycleplan for bike insurance?
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Your ride, your insurance
No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.
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Electric powered cover
Cover needn't be an uphill struggle. Give your freedom a boost by choosing cover to protect your bike adventures.
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Got a few bikes? No problem.
You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).
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Trusted by many, provided by specialists
Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected.
What does folding bike insurance cover?
Folding bike insurance
- Theft and damage of your folding bike (up to £30k) and accessories (up to £1k)
- Public liability up to £5m
- Personal accident up to £50k
- Loss of earnings up to £750 per week
- Replacement bike hire up to £1k
- Competitive use
- Non-refundable race fees – Covers the cost if you could not attend due to injury or a valid bike claim up to £250
- Taxi fee reimbursement – Up to £50 towards the cost of getting home following an accident on your bike
- Multi-bike policy
- Theft where the security requirements have not been met
- Claims where evidence of ownership cannot be provided
- The use of the bike for trade or business purposes (excluding commuting to or from work), hire, reward, courier use or carrying paying passengers
- Any accident whilst the bicycle is being used for competitions, unless this option has been selected and the additional premium paid for
- Public liability is not available to anyone under the age of 16
For more information and the full list of what’s covered and not, visit our important documents page.
What types of folding bike can you insure through Cycleplan?
Specialist folding bike insurance through Cycleplan covers a whole range of folding bikes, including those that are:
- Mid-fold
- Vertical fold
- Triangle hinge
- Magnetic folding
- Break away
Important documents
If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.
More detailed cover information can also be found on our Important Documents page.
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Home insurance policies usually come with a single-item limit of between £1k and £2k, so your folding bike may not be covered under your policy unless you pay an additional fee. If your folding bike is covered, the cover may not extend beyond the home.
Insuring your folding bike through Cycleplan allows you to tailor your policy to your needs, offering coverage that includes protection against theft, damage, and third-party claims when riding away from home.
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The policy covers the person named on the policy and any immediate family (parents, spouse, partner, son, daughter, or siblings) that permanently live with you.
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If you want to get cover for more than one bike through Cycleplan, you'll benefit from multi-bike insurance cover which offers a 10% premium discount on any additional bike you insure through us (excluding the bike with the highest value).
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The cost of folding bike insurance will vary from person to person depending on the value of your bike and the type of cover you choose. The quickest way to determine how much your folding bike insurance could cost is to get a quick online quote today.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
Folding bike tips & advice
