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Why do you need
cycling insurance?

Cycleplan Ambassador

Lizzie Armitstead (now Deignan)

Protecting cyclists all over the UK

Specialist Cycling Insurance from Cycleplan


New for Old

Up to £50k
Personal Accident

Lowest Price

Up to £5m
Public Liability


Why you need

Bicycle Insurance

Many household insurance policies have limitations when it comes to covering cyclists, their bicycles and their accessories – which is why you need specialist cycling insurance.

Research has shown that one in three household policies don’t cover bikes away from home. Even if you have contents insurance, it’s likely you’ll have to add your bike onto your policy for an extra cost, and even then it probably won’t be insured away from home. With specialist cycling insurance, you can rest assured your bike is covered against theft and damage whether you’re at home or out and about.

Cycleplan’s Public Liability cover will also protect your legal liability if you accidentally injure someone or cause damage to property whilst riding your bike.

What our cycling insurance covers

Our specialist cycling insurance includes Equipment cover, Public Liability and Personal Accident cover plus many other cover options.

  • Equipment cover means your bike and accessories are protected against theft and accidental damage up to £30,000. With many bikes and accessories costing thousands of pounds, it’s surprising many cyclists don’t have specialist Equipment cover – especially with many home insurance policies falling short if you’re out on a ride.
  • Public Liability means you’re protected if you accidently injure another person or damage third party property whilst riding your bike. We provide Public Liability cover up to £5m.
  • Personal Accident cover means you’ll be covered if you have a cycling accident that results in permanent disability or death. It also covers physiotherapy, broken bones, hospitalisation and emergency dental expenses that were a result of your cycling accident.

Bicycle Cover
Home and Away

Cover Against Theft,
Loss and Damage


Cycling Accessories

Excess Waiver

Get a quote

Why you need

Specialist Cycling

Watch our short video to find out how Specialist Cycling Insurance can protect you, your bike and your accessories.


Trustscore | reviews

See some of the reviews here

March 2018

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Latest news from our blog

Cycle Savvy

For all the latest news, trends and top tips from the world of cycling read our blog, Cycle Savvy.

5 Mental Health Benefits Of Cycling

13 September 2019

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Lizzie Deignan’s UCI Road World Championships Preview

10 September 2019

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Lizzie Deignan’s Top 7 Cycling Safety Tips

9 September 2019

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