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Hassle-free cycling insurance whilst travelling abroad

In 2024, more than half of our new customers paid less than £7.85 per month* Read more

Ride abroad hassle-free with worldwide and European cycle insurance

Whilst this is not a travel insurance policy, it is ideal for cyclists who want the same level of protection when cycling abroad as they have in the UK. Cyclists who travel with their own bikes and equipment abroad may consider this type of policy. This could cover you for theft of your bike or cycling accessories abroad, replacement bike hire and public liability.  

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Why choose Cycleplan for worldwide cycling insurance?

  • Your ride, your insurance

    No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.  

     

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  • Electric powered cover

    Cover needn't be an uphill struggle. Give your freedom a boost by choosing cover to protect your bike adventures.

     

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  • Got a few bikes? No problem.

    You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).  

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  • Trusted by many, provided by specialists

    Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected. 

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What does worldwide cycling insurance cover?

Enjoy all the perks of usual Cycleplan policies whilst abroad when selecting European & Worldwide cover. 

Worldwide cycling insurance

  • Theft and damage of your bike and accessories up to £30k 
  • Public liability up to £5m 
  • Personal accident – up to £50k 
  • Loss of earnings up to £750 per week 
  • Replacement bikes hire up to £1k 
  • Competitive use 
  • Non-refundable race fees – Covers the cost if you could not attend due to injury or a valid bike claim up to £250
  • Taxi fee reimbursement – Up to £50 towards the cost of getting home following an accident on your bike 
  • Theft where the security requirements have not been met 
  • Claims where evidence of ownership cannot be provided  
  • The use of the bike for trade or business purposes (excluding commuting to or from work), hire, reward, courier use or carrying paying passengers 
  • Any accident whilst the bicycle is being used for competitions, unless this option has been selected and the additional premium paid for 
  • Public liability is not available to anyone under the age of 16 


For more information visit our Important Documents Page

Important documents

If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.


More detailed cover information can also be found on our Important Documents page.

Worldwide cycle insurance FAQs
  • Through Cycleplan, you can select both European and Worldwide cover up to 45 days for any one trip. 

    However, public liability is not covered in connection with electric bikes outside of England, Scotland or Wales. 

  • No, policies through Cycleplan are specifically related to cycling and cyclists. This policy should not be a replacement for standard travel insurance. 

Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Got a question? Call our UK call centre 08000 92 92 68

Cycleplan is a Insurance Services product

©Copyright Ripe Thinking Limited 2025.

Cycleplan® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332. *Annual Charge was £77.81. If paid monthly, a 20% deposit of £15.56 was applied followed by 9 repayments of £7.85 with 13.5% APR using a Third Party Repayment Facility