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About us

In 2024, more than half of our new customers paid less than £7.85 per month* Read more

About Cycleplan

Cycleplan is specialist cycling insurance through Ripe, one of the UK’s leading niche insurance brokers. The cycle insurance specialists behind Cycleplan recognised the limitations of many household insurance policies in terms of covering cyclists, their bicycles and their accessories.

Through Cycleplan, you can tailor your bicycle insurance policy to suit you and your bike. Cycling insurance helps protect you and your equipment, allowing you to focus on the sport you love.

More about Cycleplan policies...

  • New for Old replacement

    If your bike is stolen, and it was bought new and is less than 3 years old, we’ll replace it with a brand new bike.

  • The Ripe Guarantee

    Should you take out a policy and within 14 days find the same cover elsewhere for less, we’ll refund the difference.

  • Build your own bespoke policy

    Our flexible insurance allows you to pick and choose your policy options, so you only pay for the cover you need

  • UK customer service

    A UK-based knowledgeable customer service team are on-hand to answer any questions you may have

  • Insure multiple bikes and accessories on one policy

    If you have more than one bike, we’ve made it easy for you to insure them all on one policy

  • Worldwide cover available

    We can cover you while using your bike anywhere in the world, for up to 45 days

Check out some of our great reviews

Got a question? Call our UK call centre 08000 92 92 68

Cycleplan is a Insurance Services product

©Copyright Ripe Thinking Limited 2025.

Cycleplan® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332. *Annual Charge was £77.81. If paid monthly, a 20% deposit of £15.56 was applied followed by 9 repayments of £7.85 with 13.5% APR using a Third Party Repayment Facility