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Charlotte  Seddon

Product Development Manager

With more than 14 years of experience working for the Ripe Group, Charlotte brings a detailed understanding of specialist insurance product development to Cycleplan. As Product Development Manager, she uses customer feedback and market research to identify opportunities for new products and improvements to existing cover. 

Her responsibilities extend to policy wording and customer documentation, as well as reviews of product performance and customer experience. Working across underwriting, IT and customer-facing departments, Charlotte helps turn product requirements into practical changes throughout the policy lifecycle.

Cycleplan is a Insurance Services product

Insurance Choice Awards: Best cycle insurance provider, highly commended 2024 by Smart Money People

©Copyright Ripe Thinking Limited 2026.

Cycleplan® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: One Stockport Exchange, Railway Road, Stockport, United Kingdom, SK1 3SW. Registered in England No. 04507332. *Annual Charge was £77.81. If paid monthly, a 20% deposit of £15.56 was applied followed by 9 repayments of £7.85 with 13.5% APR using a Third Party Repayment Facility