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Mountain Bike Insurance

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Why do I need mountain bike insurance?

The speeds and incline levels involved in mountain biking means that it comes with a series of risks.

There’s always the chance that you could injure yourself or damage your bike when mountain biking. There’s also the chance that your bike could be stolen. If any of these scenarios took place, you could end up having to pay out large sums of money for repairs and replacements from your pocket if you didn’t have the right protection.

That’s where our mountain bike insurance comes in. With this specialist cover, you can be confident that you and your bike are well protected.

Damage to your mountain bike

While mountain bikes are strong and robust, they are not immune to damage. All it takes is for your bike to hit a rock or a tree and you could be landed with a big repair bill, or even have to replace your bike altogether. But if you have mountain bike insurance, you’ll be protected should something like this happen.

If you damage your bike, our mountain bike insurance will cover you for up to £30,000 for accidental damage, covering the cost of bike repairs or replacement.

Damage to your kit

It’s not just your bike that you need to consider insuring. Good quality clothing, full-face helmets, and lights help keep you safe when out riding. After all, the safer you feel, the more fun you’ll have.

By taking out our bicycle accessories option, you’re covered for up to £1,000 if your accessories are lost, damaged, or stolen.

Public Liability insurance

You could easily collide with other mountain bikers when riding on a popular trail. If this happens, you could seriously damage another person’s bike or even cause an injury to another cyclist.

Scenarios like these are why Public Liability insurance is so important. Our Public Liability insurance covers you up to £5m so if you injure another cyclist or damage their property, this insurance covers your legal fees if that person claims against you.

Why choose Cycleplan for mountain bike insurance?

With our mountain bike insurance, you can build your policy so that it covers exactly what you need. And with our Ripe Guarantee, we promise to provide great cover and exceptional service at the right price. It also means we won’t be beaten on price. If you take out a policy and within 14 days find the same level of cover and terms elsewhere for less, we'll refund the difference.

Get an instant online quote with us today.

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