Underwritten by Aviva Insurance Limited Aviva

Electric Bike Insurance

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What does e-bike insurance cover?

What's covered

  • Theft and damage

Up to £30k of cover for your e-bike and accessories.

 

  • Public Liability

Up to £5m of cover against third-party claims.

 

  • Personal accident

Up to £50k of cover for emergency dental, hospitalisation, physio, accidental death or permanent disability due to an e-bike accident.

 

  • Loss of earnings

Up to £750 per week to cover loss of earnings as a result of an e-bike accident.

 

  • Replacement cycle hire

Up to £1k for replacement cycle hire following a claim for your e-bike.

 

  • Competitive use

Extends your normal cover for when you have entered a competition.

 

  • Non-refundable race fees

Covers the cost if you were unable to attend as a result of injury or a valid bike claim up to £250.

 

  • Taxi fee reimbursement

Up to £50 reimbursement to cover the costs of getting home following an accident on your e-bike.

 

  • Multi-bike policy

If you have more than one bike, you can opt to cover them all on one policy.

 

What's not covered

  • Theft where the security requirements have not been met.

 

  • Any claim where evidence of ownership cannot be provided for the bicycle, accessories or approved lock.

 

  • Theft from your home unless the security. requirements are complied with.

 

  • The use of the bicycle for trade or business purposes (excluding commuting to or from work), hire, reward, courier use or carriage of paying passengers.

 

  • Any accident whilst the bicycle is being used for competitions, unless this option has been selected and the additional premium paid for.

 

  • Public liability is not available to anyone under the age of 16.