Activate your 14 days FREE insurance now!
In 2024, more than half of our new customers paid less than £7.85 per month* Read more
If your bike is worth £4,000 or less activate your 14 days free insurance.
If your bike is worth more than £4,000 choose our annual policy and get 30% off.
Why choose Cycleplan for cycling insurance?
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Theft and accidental damage cover
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The Ripe Guarantee
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30% discount on annual policies
14 days free insurance provides the following cover:
- Theft of your bicycle from your home
- Theft of your bicycle while away from your home
- Theft of your bicycle from a motor vehicle
- Accidental damage to your bicycle
- Malicious damage to your bicycle
The insurer will agree to pay for repair, replacement or issue a voucher up to the limit stated in your Insurance Schedule. The insurer will pay for the cost of replacement as new providing the bicycle is not more than 3 years old at the date of loss, it was new when you purchased it and you have the original sales purchase or till receipt or other evidence that clearly demonstrates ownership. If the bike is more than 3 years old or not new at the time of purchase, then the claim will be dealt with on an indemnity basis.
Important note: This insurance does not include competitive use and General Security Requirements apply. Please consult the policy wording.
To qualify for the free insurance, you must have purchased a bicycle from Tredz up to the value of £4,000. Proof of purchase must be made available upon request.
Important documents
Please note that the above is a brief summary of cover and should be read together with the full policy terms, conditions and exclusions, which are detailed within our Important Documents page. Cover is available to residents of Great Britain, the Isle of Man, Northern Ireland and The Channel Islands, and is subject to the laws of England and Wales.
If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.
- Cycling insurance booklet (PDF 105 KB)
- Terms of Business
- Insurance Product Information Document (PDF 105 KB)
- IPID booklet (PDF 105 KB)
More detailed cover information can also be found on our Important Documents page.
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No, only if you have purchased a bicycle from Tredz up to the value of £4,000.
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We will invite you to take out an annual policy with a first year discount.
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You must have proof of ownership to insure your bicycle. An original sales purchase or till receipt or other evidence which clearly demonstrates ownership, showing date, price paid and details of purchase.
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For bicycles over 3 years old a deduction will be made for wear and tear.
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Yes, providing the bicycle has been secured to an immovable object with an approved lock and has not been left for more than 24 hours at any one time.
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Please click here for more information.
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Call the Davies Group 0333 400 7387.
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For Equipment and Accessories cover the standard policy excess is £50 or 10% but you can select a higher amount which will reduce your premium or you can select zero excess which will increase your premium.
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Overall cost of parts using original receipts.
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Only to family members which you permanently live with.
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The insurance covers the bike you have just purchased up to the value of £4,000.
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We would not be able insure your bicycle, on this policy we can only insure bicycles up to the value of £4,000. We can offer you a discount on an annual policy which allows bicycles up to the value of £30,000. Please call 08000 92 92 68 and quote Tredz.
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Any Thatcham approved lock where the bicycle is valued up to £1,500 Or Sold Secure-rated lock:
- Insured value under £500 require a Bronze rated lock
- Insured value under £1000 require a Silver rated lock
- Insured value over £1000 require a Gold rated lock
Please also ensure you have read our general security advice.
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If you need to make a claim, please let us know that you have purchased the bike through a Cycle to Work scheme. You will need to send us the original sales purchase or till receipt as proof of purchase and a copy of the hire agreement. Even if the claim is made during the initial 12 month "hire period", the claim will be settled directly with you, the policyholder.
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