The Cycleplan Blog

Is Bicycle Insurance Worth It? Ask Josh Quigley

Josh (pictured) Credit: Barnett Waddingham

“To anybody else, it’s just a bike,” says Josh Quigley. “But, to me, it’s the vehicle which saved my life.”

In 2015, after a tough breakup with his long-term girlfriend, Josh was suffering badly from depression and tried to take his own life.

“I crashed my car at about 70mph on the motorway near my home in Scotland,” he says. “I was really lucky to survive. After that, I thought: ‘I’m going to do something about this.’”

Josh began cycling, attempting a round-the-world bike trip. However, despite traveling through over 14 countries, Josh never quite reached his goal. After returning to Scotland following the passing of his father, he decided to attempt the trip once more.

Josh secured his bike in London, in preparation for the journey, with France being his next stop. However, despite being secured on the busy Borough High Street, Josh’s bike was stolen.

Sadly, Josh’s case is not an isolated event – according to data from BikeRegister, there is a bike stolen almost every 90 seconds in the UK. *

“To think it’s gone is devastating,” he says. “It’s almost like I’ve been grieving for it.

Josh didn’t have cycling insurance at the time of the theft, meaning he faced having to pay for his brand new bike. Understandably, this cost would have been almost impossible to cover.

Luckily for him, donations flooded in to help Josh get back on road. Thanks to Cycleplan, he will now be protected for the next year of worldwide adventures. But, is bike insurance worth it?

“Bicycle insurance isn’t something I ever thought about before. But, after having my bike stolen, I understand the importance of making sure that it is protected in case anything goes wrong again!” – Josh

Worried about your bike being stolen?

Fear not. At Cycleplan, we provide specialist cycling insurance to protect you in the event of loss, theft or damage, whether this takes place in or out the home. Our UK-based service team are on hand to provide you with easy-to-buy, jargon-free cover.

What’s more, we’re so confident that you won’t find a better cover at a better price, that we offer a ‘lowest price guarantee’, meaning that if you find a cheaper bike insurance product with the same cover for less, we’ll refund the difference. Most importantly, Cycleplan is run by cyclists, for cyclists.

Is cycling insurance worth it? We’ll let you decide.

*Stat courtesy of Bike Register 2017

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